85248 Homes with FHA New Financing

Welcome to the picturesque community of zip code 85248, nestled in the heart of Maricopa County, Arizona. This vibrant area is known for its stunning landscapes, friendly neighborhoods, and a lifestyle that perfectly blends relaxation and recreation. With its beautiful desert scenery and proximity to the serene waters of Lake Ocotillo, residents enjoy a variety of outdoor activities, from hiking and biking to boating and fishing.

In 85248, you’ll find a diverse selection of homes, making it an ideal place for families, retirees, and everyone in between. The real estate market here is particularly appealing for those looking to take advantage of FHA financing options. With FHA new financing available, prospective homeowners can explore numerous opportunities to secure their dream home with more favorable loan terms and lower down payments. This makes homeownership more accessible, allowing you to invest in a property that fits your lifestyle and budget.

The community is also known for its excellent schools, well-maintained parks, and a variety of shopping and dining options. Local amenities include golf courses, fitness centers, and community events that foster a strong sense of belonging among residents. Whether you’re looking for a cozy single-family home or a modern townhouse, zip code 85248 has something for everyone.

Discover the charm and warmth of this remarkable area, where you can enjoy the best of Arizona living. Embrace the opportunity to call 85248 your home, and experience a community that truly feels like family.

Newest 85248 Homes with FHA New Financing

$475,000

2 Beds ⋅ 2 Baths ⋅ 7089670 MLS

Fully furnished and move-in ready!! Beautifully updated and ideally situated in a guard-gated 55+ community. This inviting home offers the perfect blend of comfort, style and easy Arizona living. Located just steps from the golf course, the home enjoys a wonderful setting with a peek of the course (Hole #3) from the very large extended Paver Pergola patio, with view fencing. With the home being offered fully furnished, including the furnishings, it just makes it an easy opportunity to simply move in and start enjoying the AZ lifestyle. The Vaulted ceiling interior has been thoughtfully updated, including the kitchen and both bathrooms in 2021. The open kitchen features staggered raised panel cabinetry (with decorative pulls), quartz countertops, pull out faucet, subway tile backsplash, stainless appliances and an R/O system beneath the oversized double sink. Shutters, updated flooring and raised-panel doors with lever hardware add to the home's clean, comfortable feel. The spacious primary suite includes a versatile sitting area/den with direct access to the backyard, creating a wonderful space for an office, reading area or quiet retreat. The remodeled primary bath features raised-height dual vanities with quartz countertops, a walk-in shower and skylight for the natural lighting. The secondary bedroom offers added flexibility with a Murphy bed. Tons of good storage in this home and in the garage too!! Recent improvements include a new roof and water heater in 2024, plus a newer water softener and washer/dryer too. With the major updates already completed and the home offered fully furnished this is truly a turnkey opportunity in a desirable guard-gated 55+ community. Cottonwood Palo Verde at Sun Lakes includes two country clubs, two golf courses, and a plethora of other amenities. A portion of the community, Palo Verde, is Guarded and gated, which is where this home lives. Sun Lakes is annually rated as one of the top active adult communities in Arizona. Amenities at Cottonwood Palo Verde include: * Par 72 championship Cottonwood Golf Course * Par 62 executive Palo Verde Golf Course * 7 lighted pickleball courts * 7 lighted tennis courts * A spacious, state of the art Fitness Activity Center * 5 swimming pools including a lap pool and children's pool * A community park with bocce ball, putting greens, corn-hole, and a reservable Ramada * Walking paths around many beautiful lakes Entertainment and delicious food abounds in both Cottonwood and Palo Verde. Palo Verde is a modern country club dining restaurant to experience wonderfully prepared fare and a spacious bar lounge area to meet friends. Cottonwood is a classic bar and grill offering a sports bar atmosphere and more casual fare along with a breakfast menu daily. There are also many classes, clubs, and organizations available to homeowners. At least eighty percent (80%) of the units in Sun Lakes No. 2 have to be occupied by at least one person fifty-five (55) years of age or older and that all units shall be occupied by at least one person forty (40) years of age or older.

26202 S Flame Tree Drive, Sun Lakes

$392,000

3 Beds ⋅ 2 Baths ⋅ 7089639 MLS

Charming Three Bedroom, Two Bathroom Fox Crossing Home Just Minutes from Shopping, Dining and Entertainment! Interior features Fresh Neutral Two-Tone Paint, Tiled Common Areas, Brand New Carpet Throughout, Eat-In Kitchen with All Appliances, Washer/Dryer Included, Spacious Master Suite with Walk-In Closet and the list goes on! Exterior Features Covered Patio and Private Yard. Let this home speak for itself, it will not disappoint!

3955 S Nebraska Street, Chandler

$435,000

2 Beds ⋅ 2 Baths ⋅ 7088968 MLS ⋅ 1,575 SqFt.

Perfectly Situated on a Lush Greenbelt in Oakwood Villas of Sun Lakes. This Corner Unit Portofino Model features a Huge Open Floor Plan with Extensive Windows & Vaulted Ceilings! REMODELED Open Kitchen features Granite Countertops, Breakfast Bar, Eat-In Kitchen, Cabinetry w/Soft Close Drawers, Stainless Appliances, Plenty of Counter Space & Storage. Dedicated Separate Laundry Room with Cabinets. Huge Great Room, Dining Area & Plantation Shutters throughout. Light & Bright! Oversized Master Suite features Dual Vanity Sinks, New Shower Enclosure & Massive Walk in Closet. 2nd Bedroom is Perfect for Guest or Home Office! Covered Outdoor Patio overlooks Green Lush Grass! NEW ROOF (2025) NEW RO SYSTEM (2025) Amazing Interior Community Lot w/Stunning Greenbelt Views. Furnishings Available!

23721 S Pleasant Way, Sun Lakes

$429,000

2 Beds ⋅ 3 Baths ⋅ 7088782 MLS ⋅ 2,266 SqFt.

MOST SPACIOUS VILLA IN SUN LAKES! ONE OF A KIND 2 BEDROOM, 2.5 BATH, 2266sf Villa in the GATED, ADULT COMMUNITY of Oakwood! Featuring a 2026 ROOF, Stunning CURVED STAIRCASE & Powder Bath! The Grand Entry flows into the Expansive Living Room w/ Gas Fireplace. The Kitchen features an Island w/Breakfast Bar, Stainless Steel French Door Refrigerator, Pantry & is Open to the Dining Room. The PRIMARY SUITE has a Door to the Covered Patio, Private Bath & WALK-IN CLOSET. Guests will love the Spacious Upstairs Suite & HUGE LOFT w/ Built-in Desk. Relax all year round w/ a 2nd FIREPLACE on the SOUTH-FACING COVERED PATIO overlooking the HOA MAINTAINED GREENBELT! All this, plus SUN LAKES Amenities like: golf, tennis, pickleball, pools/spas, fitness center, clubs, social activities & restaurants.

9741 E Holiday Way, Sun Lakes

$562,000

2 Beds ⋅ 2 Baths ⋅ 7088549 MLS ⋅ 1,948 SqFt.

Enjoy space, style, & room to relax in this updated 2Bdrm, 2BA home in Sun Lakes' Cottonwood community. Situated on an oversized 11,504 SQFT cul-de-sac lot, this approx. 1,948 SQFT home offers separate living room with fireplace, a family room, & a formal dining area. The recently updated kitchen features white shaker cabinetry, refreshed countertops, stainless steel appliances, & bar seating, opening to a comfortable family room / breakfast area. Updated flooring in select areas complements the inviting interior. Additional features include solar panels, a water softener, a reverse osmosis system, & a digital thermostat with convenient dial control. Sliding glass doors lead to a covered patio & expansive backyard with desert landscaping & room to create your own outdoor retreat.

10315 E Twilight Court, Sun Lakes

$564,000

2 Beds ⋅ 2 Baths ⋅ 7088279 MLS ⋅ 1,841 SqFt.

Welcome to this lovely residence in the guard-gated 55+ community of Oakwood in Sun Lakes! Ideally located on a SCENIC WALKING PATH, this 2-bed, 2-bath home features low maintenance desert landscaping, and 2-car garage. Inside, enjoy vaulted ceilings, PLANTATION SHUTTERS, tile flooring with carpet in the bedrooms, and an open floor plan with a spacious living area. The kitchen boasts wood cabinetry, GRANITE countertops, stainless steel appliances, a two-tier peninsula, and center island BOTH with breakfast bars. The versatile den is perfect for a home office or additional living space. The primary suite offers dual sinks, separate tub, tiled shower, and walk-in closet. Relax or entertain on the extended PERGOLA-covered patio. Newer HVAC & ROOF! A wonderful opportunity in Oakwood!

24322 S Starcrest Drive, Sun Lakes

$524,000

2 Beds ⋅ 2 Baths ⋅ 7088219 MLS ⋅ 2,218 SqFt.

Welcome to this charming Sun Lakes home offering 2 bedrooms, 2 bathrooms, and approximately 2,182 sq. ft. of comfortable living space. The inviting floor plan provides generous living areas, an attached garage, and a desirable lake view. Enjoy the relaxed Sun Lakes lifestyle with access to an array of recreational amenities, golf, dining, and social activities. Conveniently located near shopping, restaurants, and everyday conveniences. Come discover the possibilities and make this Sun Lakes home your own!

10661 E Minnesota Avenue, Sun Lakes

2511 W Queen Creek Road Unit 271, Chandler

$515,000

2 Beds ⋅ 2 Baths ⋅ 7087567 MLS ⋅ 1,346 SqFt.

Experience elevated living in this luxury 2-bedroom, 2-bathroom condo located in the highly sought-after Cays at Downtown Ocotillo in Chandler.Designed with both style and comfort in mind, this beautifully appointed residence features modern white cabinetry, sleek quartz countertops, and an open-concept layout perfect for everyday living and entertaining.Enjoy the serenity of a picturesque lake community paired with upscale amenities that enhance your lifestyle. Residents have access to a state-of-the-art fitness center, resort-style heated pool, BBQ grill areas, elevator access, and a secure gated parking garage.Step outside and find yourself within walking distance of popular restaurants, cozy coffee shops, and vibrant local spots. Great VRBO and rental as well.

2511 W Queen Creek Road Unit 271, Chandler

$619,950

3 Beds ⋅ 2 Baths ⋅ 7086989 MLS ⋅ 1,673 SqFt.

Experience a zero-compromise, custom feel in the heart of Ocotillo. Perfectly positioned moments from the Intel Campus, this floor-to-ceiling, wall-to-wall architectural overhaul delivers sophisticated designer finishes ready for immediate occupancy--skipping all contractor delays. The single-level, three-bedroom floor plan spans 1,673 square feet of sun-drenched open space. Anchored by a sleek, black-tiled fireplace, the expansive great room flows effortlessly from the grand entry. High-end luxury vinyl plank flooring is framed by crisp, 5-inch modern square baseboards, sitting beneath a curated mix of recessed lighting and striking gold-and- crystal designer fixtures. At the heart of the home is a large chef-inspired kitchen. Premium black quartz countertops and soft-close cabinetry are accented by statement-making square gold hardware. A large gold farmhouse single bowl anchors a brand-new Frigidaire stainless steel appliance package, headlined by a beautiful gas range with an integrated griddle. No expense was spared in the two spa-styled bathrooms. Both spaces feature high-grade marble-look porcelain tile with custom gold trim work, premium black quartz vanities, new toilets, new sinks, contemporary mirrors, and high-end gold plumbing and hardware fixtures. Transition effortlessly to the outdoors through a brand-new sliding glass door off the great room. Embrace the ultimate Arizona indoor-outdoor lifestyle with fully landscaped, vibrant green front and rear lawns. This low-maintenance, pool-free alfresco retreat delivers pure curb appeal with zero effort, complete with a brand-new automated timer and new irrigation delivery system. Fully optimized mechanicals offer total peace of mind, featuring professionally reviewed insulation alongside a freshly serviced AC unit and water heater. Every conceivable upgrade has been masterfully executed with elite craftsmanship and attention to the most minute details. Bring your furniture and begin living the Ocotillo dream! Seller is highly motivated and welcomes all offers.

3945 S Cactus Wren Drive, Chandler

$519,900

3 Beds ⋅ 2 Baths ⋅ 7086948 MLS ⋅ 1,971 SqFt.

26029 S Ribbonwood Drive, Sun Lakes

$839,000

4 Beds ⋅ 3 Baths ⋅ 7086543 MLS

Ideal location for this 4BR, 2.5BA Marbella model on the 9th hole of the Sonoran course with water and mountain views in the gated, active adult community of Oakwood at Sun Lakes. This home also includes a bonus office/den instead of a seldom used formal living room. New luxury vinyl flooring throughout the main living areas. Kitchen features a large entertainer's island, granite counters, custom tile backsplash, and timeless cherry cabinets. Family room with stunning backyard and golf views and a modern entertainment wall w/stacked stone electric fireplace. Spacious primary suite with vaulted ceilings, his/hers walk-in closets, separate tub/shower and cherry cabinets. One guest room on the main floor and two, more private guest suites upstairs with a full bathroom. But this one SEE MORE is built for outdoor living with a large designer iridescent glass tile pool which is heated and cooled for year around use. Outdoor gas fireplace and built in BBQ ideal for pool parties. Start enjoying the many amenities of IronOaks just steps away with golf, tennis, pickleball, pools, fitness, two great restaurants, and many other clubs and activities.

24224 S Sunbrook Drive, Sun Lakes

$665,000

2 Beds ⋅ 2 Baths ⋅ 7086345 MLS ⋅ 2,166 SqFt.

Enjoy the best of Sun Lakes living in this beautifully maintained, fully furnished Napa floor plan featuring 2 bedrooms, 2 baths and a beautiful office with built-in desks. Ideally situated on the golf course with peaceful fairway views, this home features maple cabinetry, quartz countertops throughout, newer dual-pane windows, automatic interior shades and a newer Trane HVAC. Move-in ready and perfect as a full-time residence or Arizona getaway, with golf, pickleball, pools, fitness, dining and all the amenities Sun Lakes has to offer!

24533 S Rocky Brook Drive, Sun Lakes

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